Investors must adopt a balanced approach, incorporating both styles in their portfolios.
Customers who possess gold jewellery but are either being denied a personal loan or are being asked for a high interest rate due to their poor credit profile may consider a gold loan.
LTA can be claimed only for domestic travel and is available for two journeys within a block of four years.
'The focus needs to shift towards the ability to collect payments, particularly in tier-3 to tier-4 areas where acceptance is still lacking.'
Those who cannot bear significant downturns (as much as 40 per cent) or have a short horizon should exit entirely.
'If equities perform well in a year, withdraw money from equities. If the equity market is down, shift withdrawal to the debt portion.'
'You cannot have only one product or one market or one customer segment.'
Borrowing from a fraudulent loan app subjects the borrower to a variety of risks.
'Clients deemed higher-risk are required to update their KYC more frequently.'
While near-term performance is difficult to predict after a huge run-up, fund managers believe the PSU theme's prospects remain sound over the medium to long term.
If investing in Bitcoin, adopt a three to five-year horizon and invest systematically to gain from its volatility.
The incident remains a reminder of the inherent fragilities of all geopolitical relationships.
Get a new QR code from an alternative provider. PhonePe, Google Pay, Pine Labs, etc are some of the other service providers.
While tenants can't escape the impact of rising rentals entirely, they can adopt a few strategies to reduce the impact.
Enhancing your credit score is the key to improving loan eligibility and securing a favourable interest rate.
A prudent guideline for self-employed individuals is to target at least 10 to 15 times their actual annual income when determining life insurance coverage.
A cultural preference for sons in India may be expressed as 'son preference' or 'daughter aversion', arising from patrilocality, patrilineality, the cost of dowry, and old-age support from sons.
If you are overweight on fixed-income instruments, go for ELSS, and vice versa.
Once a quality stock has been bought, the next challenge is to hold on to it -- no mean feat in this age of information overload and incessant noise.
Opinions vary, but fund managers remain bullish.